Flexible, asset‑backed and structured solutions for trade, commodities, projects, aviation, maritime and more — backed by deep market relationships and pragmatic execution.
Specialized Lending at Emirates Finance Corporation encompasses trade finance, commodity finance, asset‑backed lending, project and infrastructure finance, aviation and maritime finance, and bespoke structured products.
We work alongside global banks, export credit agencies, lessors and asset managers to arrange flexible facilities that match the unique cash flows, collateral profiles and risk parameters of each transaction.
Each product is tailored to the asset class, transaction structure and counterparty profile.
Letters of credit, documentary collections, pre‑export and post‑shipment finance, supply‑chain funding and distributor programs.
Pre‑purchase, inventory, warehouse receipt and hedged financing for oil, metals, agriculture and soft commodities.
Receivables, inventory, equipment or real‑estate collateral; revolving or term structures with advance rates aligned to asset quality.
Non‑recourse or limited‑recourse facilities for power, transport, social infrastructure and PPP projects; construction and mini‑perm structures.
Aircraft acquisition loans, operating leases, sale‑leasebacks and portfolio refinancing; wide‑body, narrow‑body and rotorcraft.
Typically USD 1 million minimum; we have arranged facilities above USD 500 million for large syndications. Optimal range is USD 5–100 million per transaction.
Specialized lending requires demonstrable cash flows, collateral or guarantees. For early‑stage ventures, explore our Partnership Investment (JV) or Capital Investment services.
We arrange facilities globally, with particular strength in the Middle East, Africa, Asia and Europe. Jurisdictions subject to sanctions or high‑risk designations are excluded.
Yes. We assist with refinancing, restructuring and term extensions, provided the asset and counterparty remain creditworthy and meet our criteria.
Arrangement fee (1%–3% upfront), commitment fee (0.5%–1% p.a. on undrawn), agency/facility agent fee (if syndicated), and legal/due diligence costs. All disclosed in the term sheet.
Depending on the asset: third‑party inspectors (commodities), collateral managers (warehouses), ship/aircraft registries (maritime/aviation), regular valuations and insurance monitoring.
Most facilities allow voluntary prepayment with notice (typically 5–30 business days) and a prepayment fee (0%–2%) to compensate for breakage costs and lost margin.
Our team is standing by to help you navigate complex transactions with confidence.